Hey Joshua, you have quite a lot of work cut out for you!

And yes, I completely understand the things you are going through. Is high-yield account the best thing they are willing to do? Then so be it.

See, this is the thing. Not everyone needs to be investors. We have a choice. So if we don't, I think it is good to politely remind them that... they are not going to get results.

Why so? Easy.

Because everything is "risky".

Sigh.